What you need to know before buying your next home:

1. -Buy the house you can afford, not the maximum the mortgage lender thinks you can afford.

2. -Don’t dismiss school districts - even if you don’t have kids. Buying in a sought-after district will come in genius when it's time for resell.

3. -It’s okay if you don’t have a 20% down payment. Just talk with a reputable lender ASAP to see which loans are right for you in today's market. 

4. -Don’t be afraid to walk. Title issues, an overwhelming inspection, or a nagging hunch that won’t quit? You’re the buyer. You’re in charge. And you can walk at any point. 

5. -Buying a home cost more than renting. You’ll be your own landlord now, so you’ve got to factor in repair costs, utilities, lawn care, and furniture into your budget. Another reason to revisit number one above.  

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